Crooks Are Stealing Your Checks to Commit Fraud

They may steal your checks from your mailbox, from your car, or even from your home. Once they have your checks, they can use them to write fraudulent checks, or they can sell them to other criminals.

There are a few things you can do to protect yourself from check fraud:

• Shred your old checks. Don’t just throw them away in the trash. Shred them into small pieces so that they can’t be used by criminals.
• Make sure your mailbox is secure. If your mailbox is easy to open, criminals may be able to steal your checks. Consider installing a locking mailbox or a security camera.
• Don’t leave your checks in your car. If you have to leave your car, take your checks with you or lock them in the trunk.
• Be careful who you give your checks to. Only give your checks to people you trust.
• Check your bank statements regularly. This will help you to spot any unauthorized transactions.
• Be aware of the signs of check fraud. These signs include:
  • Unauthorized transactions on your bank statement
  • Checks that have been altered
  • Checks that have been written for more money than you authorized

If you think that your checks have been stolen, you should contact your bank immediately. They will be able to help you to protect your account and to prevent any fraudulent transactions.

Here are some additional tips to help you stay safe from scams and fraud.

• Don’t give out your personal information over the phone or online. This information can be used to open fraudulent accounts in your name.
• Use strong passwords and keep them secure. Your passwords should be at least eight characters long and should include a combination of upper and lowercase letters, numbers, and symbols.
• Be careful what information you share on social media. Criminals can use this information to target you for fraud.

See Scam and Fraud Protection for 2023 for more information and make sure to Sign Up for our Scam Prevention Newsletter.